Springfield Area Blog

St. Jude Dream Home Giveaway happens this Sunday!
June 26th, 2008 8:20 PM

Just a reminder!

Take a chance on winning the St. Jude Dream Home® Giveaway and help the kids of St. Jude Children's Research Hospital fight cancer and other catastrophic childhood diseases. Reserve your $100 ticket for a chance to win our beautiful house valued at approximately $380,000. Located in the Vintage Hills subdivision in Springfield, Missouri, the 4,700-square-foot house, including five bedrooms, four baths and a finished basement, built by the HBA Charitable Foundation with construction coordinated by John Marion Construction LLC.

Stop by the open house May 31 through June 28 and register to win the open house prize - $5,000 worth of furniture, courtesy of Ashley Furniture. The house is open for tours on Saturdays from 9 a.m. to 5 p.m. and Sundays noon to 5 p.m.

Click here to reserve tickets. 


Posted by Rick and Cheryle Below on June 26th, 2008 8:20 PMPost a Comment (0)

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Did you know the average person laughs 13 times a day?
June 19th, 2008 12:46 PM

Greetings!

I would like to provide you with something fun and free that I think you'll love.

It’s my Service For Life! ® consumer newsletter, packed with insider tips for healthy, wealthy and fun living. I promise, my newsletter will be different than anything you’ve ever seen, and will stimulate your knowledge, imagination…and even tap your “funny bone” for years to come.

You’ll learn fun and interesting trivia such as how many time a person laughs daily, as well as have an opportunity to participate in a trivia contest that will award a Free Lunch for Two Gift Certificate or a similar prize every month.  (You can play my trivia game by referencing page 4 of my newsletter each month).

It’s just my way of sharing helpful tips and information to my friends and clients.

In the meantime, here’s how you can reach me: 417 888-6639 or Email rbelow@caroljones.com. Let me know what you think! Just call or email me with your name and address and I'll send you my free newsletter every month! 

Just click on the link below to see a sample!

Rick Below's Service For Life!


Posted by Rick and Cheryle Below on June 19th, 2008 12:46 PMPost a Comment (2)

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Table Rock Lake Flooding Pictures
June 17th, 2008 2:52 PM

Greetings,

I've attached a link to some pictures that have been taken since the March time frame and were forwarded to me by David Caseletto, who has them posted on a website.  Lake is still quite high as some of you can certainly attest to.  Any pictures you care to share would be welcome. 

The pictures range in time from the middle of March to the present.

There are pictures of the James River flood at Galena and the smashed trailers are from Hootentown. The bridge is Kimberling City and there are a few of Branson Landing. The subdivision is on Highway Y across from Cape Fair. I want to thank everyone who shared pictures and I invite anyone to email me pictures and I will include them. There of quite a few pictures of the Port of Kimberling and the campground across from the gas dock.

http://picasaweb.google.com/davidcasaletto/TableRockLakeFloodPictures

Have a great week!


Posted by Rick and Cheryle Below on June 17th, 2008 2:52 PMPost a Comment (0)

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Daily Lock Advisory
June 15th, 2008 6:23 PM

This is a great piece of information for all potential homebuyers. I will post this as I get it but it gives some insight and recommendations on whether to lock in your rate or hold.  Have a great week and Happy Fathers day.

R

 


Friday's bond market has opened in positive territory following the release of interesting employment numbers. The stock markets are reacting negatively to the news with the Dow down 247 points and the Nasdaq down 43 points. The bond market is currently up 17/32, but we will likely see only a .125 of a discount point improvement in this morning's mortgage rates due to weakness in bonds late yesterday.

The Labor Department gave us this week's most important data early this morning with the release of May's Employment numbers. The biggest surprise of the data was a 0.5% jump in the unemployment rate to bring it to 5.5%. This was the largest monthly increase in approximately 22 years, indicating that the employment sector is much weaker than thought. This is very good news for the bond market.

Also considered a positive for bonds was the loss of 49,000 payrolls. Analysts were expecting to see a loss of 60,000 jobs, but this was the fifth consecuti ve monthly decline in payrolls. That note seems to be more important than the 11,000 job variance between the actual and forecasted numbers.

In a bit of negative news, average hourly earnings rose 0.3% during the month, exceeding forecasts of a 0.2% rise. This means that wages rose more than expected, which raises concerns about wage-inflation that can easily spread to other sectors of the economy. Fortunately, the headline unemployment number seems to be the focus of trading this morning.

Next week brings us the release of a couple of important pieces of data. There is no relevant news scheduled for release Monday. Most of the important data will be posted the latter part of the week. Look for more details on next week's events in Sunday's weekly preview.

If I were considering financing/refinancing a home, I would.... Lock if my closing was taking place within 7 days... Lock if my closing was taking place between 8 and 20 days... Lock i f my closing was taking place between 21 and 60 days... Lock if my closing was taking place over 60 days from now... This is only my opinion of what I would do if I were financing a home. It is only an opinion and cannot be guaranteed to be in the best interest of all/any other borrowers.

Posted by Rick and Cheryle Below on June 15th, 2008 6:23 PMPost a Comment (0)

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